Your health insurance plan includes a list called a formulary — a directory of the drugs it covers. If you’ve ever been stunned at how much it cost you to fill a prescription, it’s possible that medication wasn’t on your formulary.

The formulary is also called a preferred drug list (PDL). At first glance, you may think you need a decoder ring to figure it out. But understanding your PDL can help you pay the lowest price for the drugs you need.

Make Sense of Your Drug Formulary

Your plan’s list is created by a committee made up of doctors and pharmacists. The…


By prebo

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